So the good news is interest rates are coming down and therefore when you refix your mortgage you could be paying less, but dropping interest rates also present a great opportunity for …
Are You Headed To A Mortgagee Sale?
Banks can be very friendly when things are going well, but they can turn on you quickly if you get behind in your repayments – if you get into mortgage …
The Kāinga Ora Maintenance Clause (for First Home Loans)
If you intend to buy your first home using the Kāinga Ora low deposit First Home Loan scheme then you need to be aware of the eligibility and the maintenance …
Co-Ownership Offers Another Option For First Home Buyers
At times co-ownership offers the best option for first home buyers. It’s a way to get into your first home when you do not have a large deposit or find …
Inflation, Mortgages and First Home Buyers
When you look at everything to do with your mortgages or buying your first home there is one issue that affects almost everything – inflation. It’s something that is just …
Low Deposit Options For Your First Home
What low deposit options are there? Most first home buyers do not have a 20% deposit and so ask if it’s worth making the effort to buy with a low …
Does A Student Loan Affect Getting A Mortgage
As a mortgage adviser, I hear from lots of first home buyers asking “does a student loan affect getting a mortgage” and they can. The answer is YES your student …
Seek Advice Before Looking At Properties
Are you thinking of property shopping? The excitement is unreal huh?! In all excitement, it is crucial that you seek advice before looking at properties. For most of us, our …
New Build Homes
People are starting to discover new build homes as the property market blooms. Generally new homes are more efficient in terms of heating which allows you to live in better …
Are New Builds A Good Investment For First Home Buyers
New Builds are in fact a good investment for first home buyers especially with the real estate market in New Zealand booming. We have seen an increase in the number …