Banks can be very friendly when things are going well, but they can turn on you quickly if you get behind in your repayments – if you get into mortgage …
The Kāinga Ora Maintenance Clause (for First Home Loans)
If you intend to buy your first home using the Kāinga Ora low deposit First Home Loan scheme then you need to be aware of the eligibility and the maintenance …
Co-Ownership Offers Another Option For First Home Buyers
At times co-ownership offers the best option for first home buyers. It’s a way to get into your first home when you do not have a large deposit or find …
Low Deposit Options For Your First Home
What low deposit options are there? Most first home buyers do not have a 20% deposit and so ask if it’s worth making the effort to buy with a low …
Does A Student Loan Affect Getting A Mortgage
As a mortgage adviser, I hear from lots of first home buyers asking “does a student loan affect getting a mortgage” and they can. The answer is YES your student …
Splitting Lending Across Banks
Splitting Lending Across Banks Now this is a topic banks will not discuss with you – splitting lending across banks. The bank will try whatever they can to keep all …
Is It Possible To Buy An Investment Property In 2021?
A question that is asked many times, “Is it possible to buy an investment property in 2021?” The Reserve Bank made an announcement early February this year that from the …