Are you thinking of property shopping? The excitement is unreal huh?! In all excitement, it is crucial that you seek advice before looking at properties. For most of us, our …
Splitting Lending Across Banks
Splitting Lending Across Banks Now this is a topic banks will not discuss with you – splitting lending across banks. The bank will try whatever they can to keep all …
Refinancing Your Home Loan
Thinking about refinancing your home loan? More and more people these days are refinancing their home loans. You may feel like it’s a lot of work to move your home …
Bad Credit Mortgages Are Possible
Wanting a mortgage but you have bad credit? Bad credit mortgages are possible to get nowadays, maybe not directly from your bank however, there is another option. Your bank will …
When Is It The Right Time To Buy?
A common question people are asking amongst family members as well as advisers, is “when is it the right time to buy?” Is it a good time to buy or …
Debt Consolidation Loans
We Arrange Sensible Debt Consolidation Loans Many of us have encountered situations where we have needed to borrow money, sometimes in need of it urgently. A lot of people out …
Loan-To-Value Ratio Restrictions
Larger Deposits Now Required! To protect the property market from a drop in house prices, The Reserve Bank is wanting to see larger deposits .They also plan to tighten Loan-To-Value …
Bad Credit History And Looking For A Home Loan
This is not uncommon. On a daily basis, we are receiving a huge number of inquiries where people with bad credit history are looking for a home loan. Not all …
Purchasing Your First Home With 5% Deposit
Deposit For Your First Home Purchasing your first home is not easy but it possible with a 5% deposit. For many first home buyers, dreaming of homeownership seems almost impossible …
Challenges For First Home Buyers
Buying your first home is challenging. There are things you need to consider and think about before and after you apply for a home loan. There is a lot to …