From experience, I know that for most first home buyers the excitement of just getting a home loan approved feels like a win, but often it means that you do …
Homeowners Should Take Advantage Of Dropping Interest Rates
So the good news is interest rates are coming down and therefore when you refix your mortgage you could be paying less, but dropping interest rates also present a great opportunity for …
Are You Headed To A Mortgagee Sale?
Banks can be very friendly when things are going well, but they can turn on you quickly if you get behind in your repayments – if you get into mortgage …
The Kāinga Ora Maintenance Clause (for First Home Loans)
If you intend to buy your first home using the Kāinga Ora low deposit First Home Loan scheme then you need to be aware of the eligibility and the maintenance …
Inflation, Mortgages and First Home Buyers
When you look at everything to do with your mortgages or buying your first home there is one issue that affects almost everything – inflation. It’s something that is just …
Low Deposit Options For Your First Home
What low deposit options are there? Most first home buyers do not have a 20% deposit and so ask if it’s worth making the effort to buy with a low …
Buying Your First Home in 2024
Buying your first home in 2024: Is it Worth the effort or should you wait? Is it worth making the effort to buy in 2024, or should you wait and …
Does A Student Loan Affect Getting A Mortgage
As a mortgage adviser, I hear from lots of first home buyers asking “does a student loan affect getting a mortgage” and they can. The answer is YES your student …
Is It Possible To Buy In This Current Market?
The most popular question that is asked is “how do we buy our first home?”, “Is it possible to buy in this current market?” House prices are not the same …
Seek Advice Before Looking At Properties
Are you thinking of property shopping? The excitement is unreal huh?! In all excitement, it is crucial that you seek advice before looking at properties. For most of us, our …