I’m self-employed myself and are often asked to help get home loan finance for self-employed people too.
We know that many self-employed find that speaking to a bank about a home loan can be frustrating as the bank does not seem to understand what it’s like. That’s why as a mortgage adviser I will get all the information, and a good understanding of your earnings are which can help make the mortgage application go more smoothly and ultimately be successful.
Once approved I can explain how the various options and features work and can benefit you, plus help you get a home loan that can be paid off faster too – that’s how you can really save money.
Both Bank & Non-Bank Options
I have access to a range of banks and non-bank options for anyone that is self-employed.
The non-bank options can often be better if there is a difficulty proving income. The non-bank lenders can apply “common sense” and look at alternative ways to “prove” an income.
When needed there are Low Doc Home Loans and even No Doc Home Loans that I can use.
Working with Mortgage Managers I have access to most banks and non-bank lenders so you know that you will have the options to consider.
What Suits Your Situation?
Until I can have a good look and a discussion I will not know what will suit you best, but I’m always happy to have a look for you.
Generally I can let you know quite quickly what the finance for self employed may suit.