From experience, I know that for most first home buyers the excitement of just getting a home loan approved feels like a win, but often it means that you do …
Homeowners Should Take Advantage Of Dropping Interest Rates
So the good news is interest rates are coming down and therefore when you refix your mortgage you could be paying less, but dropping interest rates also present a great opportunity for …
The Kāinga Ora Maintenance Clause (for First Home Loans)
If you intend to buy your first home using the Kāinga Ora low deposit First Home Loan scheme then you need to be aware of the eligibility and the maintenance …
My 5 Top Tips For First Home Buyers
As a mortgage adviser I get to see a lot of people in varying situations that want to get their first home, and with that I have created a list …
Sunil Talks About First Home Partner
In this short video Sunil talks about First Home Partner, the shared home ownership scheme supported by the Government through Kāinga Ora. It’s a great option for people that have …
Why People Say Use a Mortgage Adviser
It’s sometimes funny why people say use a mortgage adviser! So often in New Zealand people say “just go and see your own bank” and that makes you question where …
The Hidden Risk With Buy Now Pay Later
Have you thought about the hidden risk with buy now pay later? Most people don’t know that when you use a Buy Now Pay Later payment arrangement you are given …
Why Use CheckedOut For Building Reports
When you are buying a new home it makes sense to get it checked out by a building inspector. You want to be confident that you are buying a house …
Is It Possible To Buy In This Current Market?
The most popular question that is asked is “how do we buy our first home?”, “Is it possible to buy in this current market?” House prices are not the same …
Seek Advice Before Looking At Properties
Are you thinking of property shopping? The excitement is unreal huh?! In all excitement, it is crucial that you seek advice before looking at properties. For most of us, our …