Loan-To-Value Ratio Restrictions
Larger Deposits Now Required! To protect the property market from a drop in house prices, The Reserve Bank is wanting to see larger deposits .They also plan to tighten Loan-To-Value …
Bad Credit History And Looking For A Home Loan
This is not uncommon. On a daily basis, we are receiving a huge number of inquiries where people with bad credit history are looking for a home loan. Not all …
Purchasing Your First Home With 5% Deposit
Deposit For Your First Home Purchasing your first home is not easy but it possible with a 5% deposit. For many first home buyers, dreaming of homeownership seems almost impossible …
Challenges For First Home Buyers
Buying your first home is challenging. There are things you need to consider and think about before and after you apply for a home loan. There is a lot to …
Are New Builds A Good Investment For First Home Buyers
New Builds are in fact a good investment for first home buyers especially with the real estate market in New Zealand booming. We have seen an increase in the number …
The Best First Home Buyers Support Group
Buying your First Home? – Need a little help? It will always be a difficult and confusing process to purchase your first home, but in New Zealand, this is especially …
Get Your Mortgage Pre-Approval Early
It may be time to go shopping for a new home however, we recommend that you get your mortgage pre-approval early before you begin. When it is time to purchase, …
Major Bank Will Finance Smaller Apartments
Apartments are a great option for first home buyers that want to get onto the property ladder, but until very recently there has been a real problem getting a bank …