Low Deposit Options For Your First Home
What low deposit options are there? Most first home buyers do not have a 20% deposit and so ask if it’s worth making the effort to buy with a low …
New Granny Flat Rules
We’re sure that there are a lot of Kiwis that are happy to know that new granny flat rules will mean that you will be able to build a granny …
How To Choose The Best Bank For Your Home Loan
From experience, I know that for most first home buyers the excitement of just getting a home loan approved feels like a win, but often it means that you do …
Homeowners Should Take Advantage Of Dropping Interest Rates
So the good news is interest rates are coming down and therefore when you refix your mortgage you could be paying less, but dropping interest rates also present a great opportunity for …
Are You Headed To A Mortgagee Sale?
Banks can be very friendly when things are going well, but they can turn on you quickly if you get behind in your repayments – if you get into mortgage …
The Kāinga Ora Maintenance Clause (for First Home Loans)
If you intend to buy your first home using the Kāinga Ora low deposit First Home Loan scheme then you need to be aware of the eligibility and the maintenance …
Co-Ownership Offers Another Option For First Home Buyers
At times co-ownership offers the best option for first home buyers. It’s a way to get into your first home when you do not have a large deposit or find …
Inflation, Mortgages and First Home Buyers
When you look at everything to do with your mortgages or buying your first home there is one issue that affects almost everything – inflation. It’s something that is just …
Existing Debt Affects A Home Loan Application
Having some existing debt won’t automatically stop you from getting a home loan, but it will affect how much you can get approved for – existing does limit what you …
More Options for Financing Boarding Houses
It’s always good to have options, and as financing boarding houses has always been challenging it is good to have another lender now. This lender is focused on the boarding …