Low Deposit Options For Your First Home
What low deposit options are there? Most first home buyers do not have a 20% deposit and so ask if it’s worth making the effort to buy with a low …
Are You Headed To A Mortgagee Sale?
Banks can be very friendly when things are going well, but they can turn on you quickly if you get behind in your repayments – if you get into mortgage …
The Kāinga Ora Maintenance Clause (for First Home Loans)
If you intend to buy your first home using the Kāinga Ora low deposit First Home Loan scheme then you need to be aware of the eligibility and the maintenance …
Co-Ownership Offers Another Option For First Home Buyers
At times co-ownership offers the best option for first home buyers. It’s a way to get into your first home when you do not have a large deposit or find …
Inflation, Mortgages and First Home Buyers
When you look at everything to do with your mortgages or buying your first home there is one issue that affects almost everything – inflation. It’s something that is just …
Existing Debt Affects A Home Loan Application
Having some existing debt won’t automatically stop you from getting a home loan, but it will affect how much you can get approved for – existing does limit what you …
More Options for Financing Boarding Houses
It’s always good to have options, and as financing boarding houses has always been challenging it is good to have another lender now. This lender is focused on the boarding …
Buying Your First Home in 2024
Buying your first home in 2024: Is it Worth the effort or should you wait? Is it worth making the effort to buy in 2024, or should you wait and …
Does A Student Loan Affect Getting A Mortgage
As a mortgage adviser, I hear from lots of first home buyers asking “does a student loan affect getting a mortgage” and they can. The answer is YES your student …
My 5 Top Tips For First Home Buyers
As a mortgage adviser I get to see a lot of people in varying situations that want to get their first home, and with that I have created a list …